Nevada vs Rhode Island Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Rhode Island is $140/yr cheaper on average.

Fewer Uninsured

Nevada has a lower uninsured rate (10.4% vs 15.6%).

Rate & Coverage Comparison

Attribute	Nevada	Rhode Island
Avg Annual Premium	$2,070	$1,930
Min Liability	$680	$630
Full Coverage	$2,070	$1,930
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	10.4%	15.6%
Registered Vehicles	2,546,100	899,540
Accidents/Year	38,191	13,493
Population	3,105,000	1,097,000

Minimum Coverage Requirements

Nevada

25/50 / 20 liability

Rhode Island

25/50 / 25 liability

Premium Comparison

Nevada$680 – $2,070

Liability: $680Avg: $2,070Full: $2,070

Rhode Island$630 – $1,930

Liability: $630Avg: $1,930Full: $1,930

NevadaFull rates, age breakdown, requirements →Rhode IslandFull rates, age breakdown, requirements →

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Nevada or Rhode Island?

Rhode Island has cheaper car insurance, with an average annual premium of $1,930 compared to $2,070 in Nevada - a difference of $140 per year.

How do Nevada and Rhode Island compare on fault systems?

Nevada uses a at-fault (tort) system while Rhode Island uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Nevada vs Rhode Island?

Nevada requires 25/50 / 20 liability. Rhode Island requires 25/50 / 25 liability. Minimum liability costs $680/yr in Nevada and $630/yr in Rhode Island.

Which state has more uninsured drivers, Nevada or Rhode Island?

Rhode Island has a higher uninsured driver rate at 15.6%, compared to 10.4% in Nevada. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Nevada vs Rhode Island insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity

Attribute

Nevada

Rhode Island

Avg Annual Premium

$2,070

$1,930

Min Liability

$680

$630

Full Coverage

$2,070

$1,930

Fault System

At-Fault (Tort)

Uninsured Rate

10.4%

15.6%

Registered Vehicles

2,546,100

899,540

Accidents/Year

38,191

13,493

Population

3,105,000

1,097,000