Gap Insurance

Covers the difference between what you owe on a car loan and the vehicle's actual cash value if totaled.

Avg Annual Cost

$60

Typical Limits

Varies by state and provider

Required In

1 states

States Requiring Gap Insurance

0 states

Other Coverage Types

Liability$620/yr Collision$430/yr Personal Injury Protection (PIP)$210/yr Comprehensive$190/yr Uninsured/Underinsured Motorist$160/yr Medical Payments (MedPay)$45/yr Roadside Assistance$25/yr

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

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