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Auto insurance rates, minimum coverage requirements, and driver statistics for Connecticut (CT).
Avg Annual Premium
$1,780
$54 above national avg
Cost Rank
#21
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
9.4%
of drivers
Min Liability
$580/yr
Legal minimum
Average Premium
$1,780/yr
State average
Full Coverage
$1,780/yr
Comprehensive + Collision
Connecticut requires:
25/50 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $4,806 | $5,429 | $4,183 |
| 20-25 | $3,204 | $3,560 | $2,848 |
| 26-35 | $1,958 | $2,047 | $1,869 |
| 36-45 | $1,780 | $1,816 | $1,744 |
| 46-55 | $1,691 | $1,727 | $1,655 |
| 56-65 | $1,638 | $1,673 | $1,602 |
| 65+ | $1,869 | $1,922 | $1,816 |
Rates shown are annual averages for each age group in Connecticut. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Connecticut | National Avg |
|---|---|---|
| Average Annual Premium | $1,780 | $1,726 |
| Uninsured Rate | 9.4% | 11.1% |
| Registered Vehicles | 2,956,920 | 5,330,804 |
| Accidents per Year | 44,353 | 79,962 |
Population
3,606,000
Registered Vehicles
2,956,920
Accidents per Year
44,353
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.