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Auto insurance rates, minimum coverage requirements, and driver statistics for Delaware (DE).
Avg Annual Premium
$1,920
$194 above national avg
Cost Rank
#15
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
11.4%
of drivers
Min Liability
$630/yr
Legal minimum
Average Premium
$1,920/yr
State average
Full Coverage
$1,920/yr
Comprehensive + Collision
Delaware requires:
25/50 / 10 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $5,184 | $5,856 | $4,512 |
| 20-25 | $3,456 | $3,840 | $3,072 |
| 26-35 | $2,112 | $2,208 | $2,016 |
| 36-45 | $1,920 | $1,958 | $1,882 |
| 46-55 | $1,824 | $1,862 | $1,786 |
| 56-65 | $1,766 | $1,805 | $1,728 |
| 65+ | $2,016 | $2,074 | $1,958 |
Rates shown are annual averages for each age group in Delaware. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Delaware | National Avg |
|---|---|---|
| Average Annual Premium | $1,920 | $1,726 |
| Uninsured Rate | 11.4% | 11.1% |
| Registered Vehicles | 811,800 | 5,330,804 |
| Accidents per Year | 12,177 | 79,962 |
Population
990,000
Registered Vehicles
811,800
Accidents per Year
12,177
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.