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Auto insurance rates, minimum coverage requirements, and driver statistics for Georgia (GA).
Avg Annual Premium
$2,100
$374 above national avg
Cost Rank
#7
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
12.4%
of drivers
Min Liability
$690/yr
Legal minimum
Average Premium
$2,100/yr
State average
Full Coverage
$2,100/yr
Comprehensive + Collision
Georgia requires:
25/50 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $5,670 | $6,405 | $4,935 |
| 20-25 | $3,780 | $4,200 | $3,360 |
| 26-35 | $2,310 | $2,415 | $2,205 |
| 36-45 | $2,100 | $2,142 | $2,058 |
| 46-55 | $1,995 | $2,037 | $1,953 |
| 56-65 | $1,932 | $1,974 | $1,890 |
| 65+ | $2,205 | $2,268 | $2,142 |
Rates shown are annual averages for each age group in Georgia. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Georgia | National Avg |
|---|---|---|
| Average Annual Premium | $2,100 | $1,726 |
| Uninsured Rate | 12.4% | 11.1% |
| Registered Vehicles | 8,783,840 | 5,330,804 |
| Accidents per Year | 131,757 | 79,962 |
Population
10,712,000
Registered Vehicles
8,783,840
Accidents per Year
131,757
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.