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Auto insurance rates, minimum coverage requirements, and driver statistics for Indiana (IN).
Avg Annual Premium
$1,530
$196 below national avg
Cost Rank
#39
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
14.0%
of drivers
Min Liability
$500/yr
Legal minimum
Average Premium
$1,530/yr
State average
Full Coverage
$1,530/yr
Comprehensive + Collision
Indiana requires:
25/50 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $4,131 | $4,666 | $3,596 |
| 20-25 | $2,754 | $3,060 | $2,448 |
| 26-35 | $1,683 | $1,759 | $1,606 |
| 36-45 | $1,530 | $1,561 | $1,499 |
| 46-55 | $1,454 | $1,484 | $1,423 |
| 56-65 | $1,408 | $1,438 | $1,377 |
| 65+ | $1,606 | $1,652 | $1,561 |
Rates shown are annual averages for each age group in Indiana. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Indiana | National Avg |
|---|---|---|
| Average Annual Premium | $1,530 | $1,726 |
| Uninsured Rate | 14.0% | 11.1% |
| Registered Vehicles | 5,564,520 | 5,330,804 |
| Accidents per Year | 83,467 | 79,962 |
Population
6,786,000
Registered Vehicles
5,564,520
Accidents per Year
83,467
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.