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Auto insurance rates, minimum coverage requirements, and driver statistics for Maine (ME).
Avg Annual Premium
$900
$826 below national avg
Cost Rank
#51
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
4.5%
of drivers
Min Liability
$300/yr
Legal minimum
Average Premium
$900/yr
State average
Full Coverage
$900/yr
Comprehensive + Collision
Maine requires:
50/100 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $2,430 | $2,745 | $2,115 |
| 20-25 | $1,620 | $1,800 | $1,440 |
| 26-35 | $990 | $1,035 | $945 |
| 36-45 | $900 | $918 | $882 |
| 46-55 | $855 | $873 | $837 |
| 56-65 | $828 | $846 | $810 |
| 65+ | $945 | $972 | $918 |
Rates shown are annual averages for each age group in Maine. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Maine | National Avg |
|---|---|---|
| Average Annual Premium | $900 | $1,726 |
| Uninsured Rate | 4.5% | 11.1% |
| Registered Vehicles | 1,116,840 | 5,330,804 |
| Accidents per Year | 16,752 | 79,962 |
Population
1,362,000
Registered Vehicles
1,116,840
Accidents per Year
16,752
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.