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Auto insurance rates, minimum coverage requirements, and driver statistics for Nebraska (NE).
Avg Annual Premium
$1,580
$146 below national avg
Cost Rank
#35
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
6.8%
of drivers
Min Liability
$520/yr
Legal minimum
Average Premium
$1,580/yr
State average
Full Coverage
$1,580/yr
Comprehensive + Collision
Nebraska requires:
25/50 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $4,266 | $4,819 | $3,713 |
| 20-25 | $2,844 | $3,160 | $2,528 |
| 26-35 | $1,738 | $1,817 | $1,659 |
| 36-45 | $1,580 | $1,612 | $1,548 |
| 46-55 | $1,501 | $1,533 | $1,469 |
| 56-65 | $1,454 | $1,485 | $1,422 |
| 65+ | $1,659 | $1,706 | $1,612 |
Rates shown are annual averages for each age group in Nebraska. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Nebraska | National Avg |
|---|---|---|
| Average Annual Premium | $1,580 | $1,726 |
| Uninsured Rate | 6.8% | 11.1% |
| Registered Vehicles | 1,608,840 | 5,330,804 |
| Accidents per Year | 24,132 | 79,962 |
Population
1,962,000
Registered Vehicles
1,608,840
Accidents per Year
24,132
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.