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Auto insurance rates, minimum coverage requirements, and driver statistics for New Hampshire (NH).
Avg Annual Premium
$1,050
$676 below national avg
Cost Rank
#49
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
6.1%
of drivers
Min Liability
$340/yr
Legal minimum
Average Premium
$1,050/yr
State average
Full Coverage
$1,050/yr
Comprehensive + Collision
New Hampshire requires:
25/50 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $2,835 | $3,202 | $2,468 |
| 20-25 | $1,890 | $2,100 | $1,680 |
| 26-35 | $1,155 | $1,208 | $1,102 |
| 36-45 | $1,050 | $1,071 | $1,029 |
| 46-55 | $998 | $1,018 | $976 |
| 56-65 | $966 | $987 | $945 |
| 65+ | $1,102 | $1,134 | $1,071 |
Rates shown are annual averages for each age group in New Hampshire. Individual rates vary based on driving record, credit, and vehicle.
| Metric | New Hampshire | National Avg |
|---|---|---|
| Average Annual Premium | $1,050 | $1,726 |
| Uninsured Rate | 6.1% | 11.1% |
| Registered Vehicles | 1,129,960 | 5,330,804 |
| Accidents per Year | 16,949 | 79,962 |
Population
1,378,000
Registered Vehicles
1,129,960
Accidents per Year
16,949
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.