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Auto insurance rates, minimum coverage requirements, and driver statistics for Oklahoma (OK).
Avg Annual Premium
$2,030
$304 above national avg
Cost Rank
#10
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
10.8%
of drivers
Min Liability
$660/yr
Legal minimum
Average Premium
$2,030/yr
State average
Full Coverage
$2,030/yr
Comprehensive + Collision
Oklahoma requires:
25/50 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $5,481 | $6,192 | $4,770 |
| 20-25 | $3,654 | $4,060 | $3,248 |
| 26-35 | $2,233 | $2,334 | $2,132 |
| 36-45 | $2,030 | $2,071 | $1,989 |
| 46-55 | $1,928 | $1,969 | $1,888 |
| 56-65 | $1,868 | $1,908 | $1,827 |
| 65+ | $2,132 | $2,192 | $2,071 |
Rates shown are annual averages for each age group in Oklahoma. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Oklahoma | National Avg |
|---|---|---|
| Average Annual Premium | $2,030 | $1,726 |
| Uninsured Rate | 10.8% | 11.1% |
| Registered Vehicles | 3,247,200 | 5,330,804 |
| Accidents per Year | 48,708 | 79,962 |
Population
3,960,000
Registered Vehicles
3,247,200
Accidents per Year
48,708
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.