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Auto insurance rates, minimum coverage requirements, and driver statistics for Pennsylvania (PA).
Avg Annual Premium
$1,760
$34 above national avg
Cost Rank
#24
of 51 (most expensive first)
Fault System
No-Fault
Tort-based
Uninsured Rate
7.6%
of drivers
Min Liability
$580/yr
Legal minimum
Average Premium
$1,760/yr
State average
Full Coverage
$1,760/yr
Comprehensive + Collision
Pennsylvania requires:
15/30 / 5 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $4,752 | $5,368 | $4,136 |
| 20-25 | $3,168 | $3,520 | $2,816 |
| 26-35 | $1,936 | $2,024 | $1,848 |
| 36-45 | $1,760 | $1,795 | $1,725 |
| 46-55 | $1,672 | $1,707 | $1,637 |
| 56-65 | $1,619 | $1,654 | $1,584 |
| 65+ | $1,848 | $1,901 | $1,795 |
Rates shown are annual averages for each age group in Pennsylvania. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Pennsylvania | National Avg |
|---|---|---|
| Average Annual Premium | $1,760 | $1,726 |
| Uninsured Rate | 7.6% | 11.1% |
| Registered Vehicles | 10,662,460 | 5,330,804 |
| Accidents per Year | 159,936 | 79,962 |
Population
13,003,000
Registered Vehicles
10,662,460
Accidents per Year
159,936
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.