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Auto insurance rates, minimum coverage requirements, and driver statistics for South Carolina (SC).
Avg Annual Premium
$2,010
$284 above national avg
Cost Rank
#11
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
8.9%
of drivers
Min Liability
$660/yr
Legal minimum
Average Premium
$2,010/yr
State average
Full Coverage
$2,010/yr
Comprehensive + Collision
South Carolina requires:
25/50 / 25 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $5,427 | $6,130 | $4,724 |
| 20-25 | $3,618 | $4,020 | $3,216 |
| 26-35 | $2,211 | $2,312 | $2,110 |
| 36-45 | $2,010 | $2,050 | $1,970 |
| 46-55 | $1,910 | $1,950 | $1,869 |
| 56-65 | $1,849 | $1,889 | $1,809 |
| 65+ | $2,110 | $2,171 | $2,050 |
Rates shown are annual averages for each age group in South Carolina. Individual rates vary based on driving record, credit, and vehicle.
| Metric | South Carolina | National Avg |
|---|---|---|
| Average Annual Premium | $2,010 | $1,726 |
| Uninsured Rate | 8.9% | 11.1% |
| Registered Vehicles | 4,197,580 | 5,330,804 |
| Accidents per Year | 62,963 | 79,962 |
Population
5,119,000
Registered Vehicles
4,197,580
Accidents per Year
62,963
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.