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Auto insurance rates, minimum coverage requirements, and driver statistics for Vermont (VT).
Avg Annual Premium
$1,000
$726 below national avg
Cost Rank
#50
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
6.8%
of drivers
Min Liability
$330/yr
Legal minimum
Average Premium
$1,000/yr
State average
Full Coverage
$1,000/yr
Comprehensive + Collision
Vermont requires:
25/50 / 10 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $2,700 | $3,050 | $2,350 |
| 20-25 | $1,800 | $2,000 | $1,600 |
| 26-35 | $1,100 | $1,150 | $1,050 |
| 36-45 | $1,000 | $1,020 | $980 |
| 46-55 | $950 | $970 | $930 |
| 56-65 | $920 | $940 | $900 |
| 65+ | $1,050 | $1,080 | $1,020 |
Rates shown are annual averages for each age group in Vermont. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Vermont | National Avg |
|---|---|---|
| Average Annual Premium | $1,000 | $1,726 |
| Uninsured Rate | 6.8% | 11.1% |
| Registered Vehicles | 527,260 | 5,330,804 |
| Accidents per Year | 7,908 | 79,962 |
Population
643,000
Registered Vehicles
527,260
Accidents per Year
7,908
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.