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Auto insurance rates, minimum coverage requirements, and driver statistics for Washington (WA).
Avg Annual Premium
$1,620
$106 below national avg
Cost Rank
#32
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
15.6%
of drivers
Min Liability
$530/yr
Legal minimum
Average Premium
$1,620/yr
State average
Full Coverage
$1,620/yr
Comprehensive + Collision
Washington requires:
25/50 / 10 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $4,374 | $4,941 | $3,807 |
| 20-25 | $2,916 | $3,240 | $2,592 |
| 26-35 | $1,782 | $1,863 | $1,701 |
| 36-45 | $1,620 | $1,652 | $1,588 |
| 46-55 | $1,539 | $1,571 | $1,507 |
| 56-65 | $1,490 | $1,523 | $1,458 |
| 65+ | $1,701 | $1,750 | $1,652 |
Rates shown are annual averages for each age group in Washington. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Washington | National Avg |
|---|---|---|
| Average Annual Premium | $1,620 | $1,726 |
| Uninsured Rate | 15.6% | 11.1% |
| Registered Vehicles | 6,244,300 | 5,330,804 |
| Accidents per Year | 93,664 | 79,962 |
Population
7,615,000
Registered Vehicles
6,244,300
Accidents per Year
93,664
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.