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Auto insurance rates, minimum coverage requirements, and driver statistics for Wisconsin (WI).
Avg Annual Premium
$1,280
$446 below national avg
Cost Rank
#46
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
8.5%
of drivers
Min Liability
$420/yr
Legal minimum
Average Premium
$1,280/yr
State average
Full Coverage
$1,280/yr
Comprehensive + Collision
Wisconsin requires:
25/50 / 10 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $3,456 | $3,904 | $3,008 |
| 20-25 | $2,304 | $2,560 | $2,048 |
| 26-35 | $1,408 | $1,472 | $1,344 |
| 36-45 | $1,280 | $1,306 | $1,254 |
| 46-55 | $1,216 | $1,242 | $1,190 |
| 56-65 | $1,178 | $1,203 | $1,152 |
| 65+ | $1,344 | $1,382 | $1,306 |
Rates shown are annual averages for each age group in Wisconsin. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Wisconsin | National Avg |
|---|---|---|
| Average Annual Premium | $1,280 | $1,726 |
| Uninsured Rate | 8.5% | 11.1% |
| Registered Vehicles | 4,833,080 | 5,330,804 |
| Accidents per Year | 72,496 | 79,962 |
Population
5,894,000
Registered Vehicles
4,833,080
Accidents per Year
72,496
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.