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Auto insurance rates, minimum coverage requirements, and driver statistics for Wyoming (WY).
Avg Annual Premium
$1,430
$296 below national avg
Cost Rank
#41
of 51 (most expensive first)
Fault System
At-Fault (Tort)
Tort-based
Uninsured Rate
5.8%
of drivers
Min Liability
$470/yr
Legal minimum
Average Premium
$1,430/yr
State average
Full Coverage
$1,430/yr
Comprehensive + Collision
Wyoming requires:
25/50 / 20 liability
| Age Group | Average | Male | Female |
|---|---|---|---|
| 16-19 | $3,861 | $4,362 | $3,360 |
| 20-25 | $2,574 | $2,860 | $2,288 |
| 26-35 | $1,573 | $1,644 | $1,502 |
| 36-45 | $1,430 | $1,459 | $1,401 |
| 46-55 | $1,358 | $1,387 | $1,330 |
| 56-65 | $1,316 | $1,344 | $1,287 |
| 65+ | $1,502 | $1,544 | $1,459 |
Rates shown are annual averages for each age group in Wyoming. Individual rates vary based on driving record, credit, and vehicle.
| Metric | Wyoming | National Avg |
|---|---|---|
| Average Annual Premium | $1,430 | $1,726 |
| Uninsured Rate | 5.8% | 11.1% |
| Registered Vehicles | 473,140 | 5,330,804 |
| Accidents per Year | 7,097 | 79,962 |
Population
577,000
Registered Vehicles
473,140
Accidents per Year
7,097
Vehicles per Capita
0.82
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.