Alaska vs Kansas Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Alaska is $110/yr cheaper on average.

Fewer Uninsured

Kansas has a lower uninsured rate (7.2% vs 10.2%).

Rate & Coverage Comparison

Attribute	Alaska	Kansas
Avg Annual Premium	$1,580	$1,690
Min Liability	$510	$550
Full Coverage	$1,580	$1,690
Fault System	At-Fault (Tort)	No-Fault
Uninsured Rate	10.2%	7.2%
Registered Vehicles	601,060	2,408,340
Accidents/Year	9,015	36,125
Population	733,000	2,937,000

Minimum Coverage Requirements

Alaska

50/100 / 25 liability

Kansas

25/50 / 25 liability

Premium Comparison

Alaska$510 – $1,580

Liability: $510Avg: $1,580Full: $1,580

Kansas$550 – $1,690

Liability: $550Avg: $1,690Full: $1,690

AlaskaFull rates, age breakdown, requirements →KansasFull rates, age breakdown, requirements →

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Alaska or Kansas?

Alaska has cheaper car insurance, with an average annual premium of $1,580 compared to $1,690 in Kansas - a difference of $110 per year.

How do Alaska and Kansas compare on fault systems?

Alaska uses a at-fault (tort) system while Kansas uses a no-fault system. This difference in fault systems directly affects how claims are processed and can influence premium costs.

What are the minimum insurance requirements in Alaska vs Kansas?

Alaska requires 50/100 / 25 liability. Kansas requires 25/50 / 25 liability. Minimum liability costs $510/yr in Alaska and $550/yr in Kansas.

Which state has more uninsured drivers, Alaska or Kansas?

Alaska has a higher uninsured driver rate at 10.2%, compared to 7.2% in Kansas. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Alaska vs Kansas insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity

Attribute

Alaska

Kansas

Avg Annual Premium

$1,580

$1,690

Min Liability

$510

$550

Full Coverage

$1,580

$1,690

Fault System

At-Fault (Tort)

No-Fault

Uninsured Rate

10.2%

7.2%

Registered Vehicles

601,060

2,408,340

Accidents/Year

9,015

36,125

Population

733,000

2,937,000