Alaska vs Mississippi Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Alaska is $200/yr cheaper on average.

Fewer Uninsured

Alaska has a lower uninsured rate (10.2% vs 22.5%).

Rate & Coverage Comparison

Attribute	Alaska	Mississippi
Avg Annual Premium	$1,580	$1,780
Min Liability	$510	$580
Full Coverage	$1,580	$1,780
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	10.2%	22.5%
Registered Vehicles	601,060	2,428,020
Accidents/Year	9,015	36,420
Population	733,000	2,961,000

Minimum Coverage Requirements

Alaska

50/100 / 25 liability

Mississippi

25/50 / 25 liability

Premium Comparison

Alaska$510 – $1,580

Liability: $510Avg: $1,580Full: $1,580

Mississippi$580 – $1,780

Liability: $580Avg: $1,780Full: $1,780

AlaskaFull rates, age breakdown, requirements →MississippiFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Alaska or Mississippi?

Alaska has cheaper car insurance, with an average annual premium of $1,580 compared to $1,780 in Mississippi - a difference of $200 per year.

How do Alaska and Mississippi compare on fault systems?

Alaska uses a at-fault (tort) system while Mississippi uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Alaska vs Mississippi?

Alaska requires 50/100 / 25 liability. Mississippi requires 25/50 / 25 liability. Minimum liability costs $510/yr in Alaska and $580/yr in Mississippi.

Which state has more uninsured drivers, Alaska or Mississippi?

Mississippi has a higher uninsured driver rate at 22.5%, compared to 10.2% in Alaska. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Alaska vs Mississippi insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

Alaska

Mississippi

Avg Annual Premium

$1,580

$1,780

Min Liability

$510

$580

Full Coverage

$1,580

$1,780

Fault System

At-Fault (Tort)

Uninsured Rate

10.2%

22.5%

Registered Vehicles

601,060

2,428,020

Accidents/Year

9,015

36,420

Population

733,000

2,961,000