Alaska vs New Hampshire Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

New Hampshire is $530/yr cheaper on average.

Fewer Uninsured

New Hampshire has a lower uninsured rate (6.1% vs 10.2%).

Rate & Coverage Comparison

Attribute	Alaska	New Hampshire
Avg Annual Premium	$1,580	$1,050
Min Liability	$510	$340
Full Coverage	$1,580	$1,050
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	10.2%	6.1%
Registered Vehicles	601,060	1,129,960
Accidents/Year	9,015	16,949
Population	733,000	1,378,000

Minimum Coverage Requirements

Alaska

50/100 / 25 liability

New Hampshire

25/50 / 25 liability

Premium Comparison

Alaska$510 – $1,580

Liability: $510Avg: $1,580Full: $1,580

New Hampshire$340 – $1,050

Liability: $340Avg: $1,050Full: $1,050

AlaskaFull rates, age breakdown, requirements →New HampshireFull rates, age breakdown, requirements →

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Alaska or New Hampshire?

New Hampshire has cheaper car insurance, with an average annual premium of $1,050 compared to $1,580 in Alaska - a difference of $530 per year.

How do Alaska and New Hampshire compare on fault systems?

Alaska uses a at-fault (tort) system while New Hampshire uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Alaska vs New Hampshire?

Alaska requires 50/100 / 25 liability. New Hampshire requires 25/50 / 25 liability. Minimum liability costs $510/yr in Alaska and $340/yr in New Hampshire.

Which state has more uninsured drivers, Alaska or New Hampshire?

Alaska has a higher uninsured driver rate at 10.2%, compared to 6.1% in New Hampshire. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Alaska vs New Hampshire insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity

Attribute

Alaska

New Hampshire

Avg Annual Premium

$1,580

$1,050

Min Liability

$510

$340

Full Coverage

$1,580

$1,050

Fault System

At-Fault (Tort)

Uninsured Rate

10.2%

6.1%

Registered Vehicles

601,060

1,129,960

Accidents/Year

9,015

16,949

Population

733,000

1,378,000