Alaska vs Wisconsin Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Wisconsin is $300/yr cheaper on average.

Fewer Uninsured

Wisconsin has a lower uninsured rate (8.5% vs 10.2%).

Rate & Coverage Comparison

Attribute	Alaska	Wisconsin
Avg Annual Premium	$1,580	$1,280
Min Liability	$510	$420
Full Coverage	$1,580	$1,280
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	10.2%	8.5%
Registered Vehicles	601,060	4,833,080
Accidents/Year	9,015	72,496
Population	733,000	5,894,000

Minimum Coverage Requirements

Alaska

50/100 / 25 liability

Wisconsin

25/50 / 10 liability

Premium Comparison

Alaska$510 – $1,580

Liability: $510Avg: $1,580Full: $1,580

Wisconsin$420 – $1,280

Liability: $420Avg: $1,280Full: $1,280

AlaskaFull rates, age breakdown, requirements →WisconsinFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Alaska or Wisconsin?

Wisconsin has cheaper car insurance, with an average annual premium of $1,280 compared to $1,580 in Alaska - a difference of $300 per year.

How do Alaska and Wisconsin compare on fault systems?

Alaska uses a at-fault (tort) system while Wisconsin uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Alaska vs Wisconsin?

Alaska requires 50/100 / 25 liability. Wisconsin requires 25/50 / 10 liability. Minimum liability costs $510/yr in Alaska and $420/yr in Wisconsin.

Which state has more uninsured drivers, Alaska or Wisconsin?

Alaska has a higher uninsured driver rate at 10.2%, compared to 8.5% in Wisconsin. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Alaska vs Wisconsin insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

Alaska

Wisconsin

Avg Annual Premium

$1,580

$1,280

Min Liability

$510

$420

Full Coverage

$1,580

$1,280

Fault System

At-Fault (Tort)

Uninsured Rate

10.2%

8.5%

Registered Vehicles

601,060

4,833,080

Accidents/Year

9,015

72,496

Population

733,000

5,894,000