Arizona vs Connecticut Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Connecticut is $90/yr cheaper on average.

Fewer Uninsured

Connecticut has a lower uninsured rate (9.4% vs 11.8%).

Rate & Coverage Comparison

Attribute	Arizona	Connecticut
Avg Annual Premium	$1,870	$1,780
Min Liability	$620	$580
Full Coverage	$1,870	$1,780
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	11.8%	9.4%
Registered Vehicles	5,968,780	2,956,920
Accidents/Year	89,531	44,353
Population	7,279,000	3,606,000

Minimum Coverage Requirements

Arizona

25/50 / 15 liability

Connecticut

25/50 / 25 liability

Premium Comparison

Arizona$620 – $1,870

Liability: $620Avg: $1,870Full: $1,870

Connecticut$580 – $1,780

Liability: $580Avg: $1,780Full: $1,780

ArizonaFull rates, age breakdown, requirements →ConnecticutFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Arizona or Connecticut?

Connecticut has cheaper car insurance, with an average annual premium of $1,780 compared to $1,870 in Arizona - a difference of $90 per year.

How do Arizona and Connecticut compare on fault systems?

Arizona uses a at-fault (tort) system while Connecticut uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Arizona vs Connecticut?

Arizona requires 25/50 / 15 liability. Connecticut requires 25/50 / 25 liability. Minimum liability costs $620/yr in Arizona and $580/yr in Connecticut.

Which state has more uninsured drivers, Arizona or Connecticut?

Arizona has a higher uninsured driver rate at 11.8%, compared to 9.4% in Connecticut. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Arizona vs Connecticut insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

Arizona

Connecticut

Avg Annual Premium

$1,870

$1,780

Min Liability

$620

$580

Full Coverage

$1,870

$1,780

Fault System

At-Fault (Tort)

Uninsured Rate

11.8%

9.4%

Registered Vehicles

5,968,780

2,956,920

Accidents/Year

89,531

44,353

Population

7,279,000

3,606,000