Arkansas vs Connecticut Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Connecticut is $40/yr cheaper on average.

Fewer Uninsured

Connecticut has a lower uninsured rate (9.4% vs 16.6%).

Rate & Coverage Comparison

Attribute	Arkansas	Connecticut
Avg Annual Premium	$1,820	$1,780
Min Liability	$590	$580
Full Coverage	$1,820	$1,780
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	16.6%	9.4%
Registered Vehicles	2,469,840	2,956,920
Accidents/Year	37,047	44,353
Population	3,012,000	3,606,000

Minimum Coverage Requirements

Arkansas

25/50 / 25 liability

Connecticut

25/50 / 25 liability

Premium Comparison

Arkansas$590 – $1,820

Liability: $590Avg: $1,820Full: $1,820

Connecticut$580 – $1,780

Liability: $580Avg: $1,780Full: $1,780

ArkansasFull rates, age breakdown, requirements →ConnecticutFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Arkansas or Connecticut?

Connecticut has cheaper car insurance, with an average annual premium of $1,780 compared to $1,820 in Arkansas - a difference of $40 per year.

How do Arkansas and Connecticut compare on fault systems?

Arkansas uses a at-fault (tort) system while Connecticut uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Arkansas vs Connecticut?

Arkansas requires 25/50 / 25 liability. Connecticut requires 25/50 / 25 liability. Minimum liability costs $590/yr in Arkansas and $580/yr in Connecticut.

Which state has more uninsured drivers, Arkansas or Connecticut?

Arkansas has a higher uninsured driver rate at 16.6%, compared to 9.4% in Connecticut. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Arkansas vs Connecticut insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

Arkansas

Connecticut

Avg Annual Premium

$1,820

$1,780

Min Liability

$590

$580

Full Coverage

$1,820

$1,780

Fault System

At-Fault (Tort)

Uninsured Rate

16.6%

9.4%

Registered Vehicles

2,469,840

2,956,920

Accidents/Year

37,047

44,353

Population

3,012,000

3,606,000