Connecticut vs Delaware Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Connecticut is $140/yr cheaper on average.

Fewer Uninsured

Connecticut has a lower uninsured rate (9.4% vs 11.4%).

Rate & Coverage Comparison

Attribute	Connecticut	Delaware
Avg Annual Premium	$1,780	$1,920
Min Liability	$580	$630
Full Coverage	$1,780	$1,920
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	9.4%	11.4%
Registered Vehicles	2,956,920	811,800
Accidents/Year	44,353	12,177
Population	3,606,000	990,000

Minimum Coverage Requirements

Connecticut

25/50 / 25 liability

Delaware

25/50 / 10 liability

Premium Comparison

Connecticut$580 – $1,780

Liability: $580Avg: $1,780Full: $1,780

Delaware$630 – $1,920

Liability: $630Avg: $1,920Full: $1,920

ConnecticutFull rates, age breakdown, requirements →DelawareFull rates, age breakdown, requirements →

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Connecticut or Delaware?

Connecticut has cheaper car insurance, with an average annual premium of $1,780 compared to $1,920 in Delaware - a difference of $140 per year.

How do Connecticut and Delaware compare on fault systems?

Connecticut uses a at-fault (tort) system while Delaware uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Connecticut vs Delaware?

Connecticut requires 25/50 / 25 liability. Delaware requires 25/50 / 10 liability. Minimum liability costs $580/yr in Connecticut and $630/yr in Delaware.

Which state has more uninsured drivers, Connecticut or Delaware?

Delaware has a higher uninsured driver rate at 11.4%, compared to 9.4% in Connecticut. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Connecticut vs Delaware insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity

Attribute

Connecticut

Delaware

Avg Annual Premium

$1,780

$1,920

Min Liability

$580

$630

Full Coverage

$1,780

$1,920

Fault System

At-Fault (Tort)

Uninsured Rate

9.4%

11.4%

Registered Vehicles

2,956,920

811,800

Accidents/Year

44,353

12,177

Population

3,606,000

990,000