Connecticut vs Georgia Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Connecticut is $320/yr cheaper on average.

Fewer Uninsured

Connecticut has a lower uninsured rate (9.4% vs 12.4%).

Rate & Coverage Comparison

Attribute	Connecticut	Georgia
Avg Annual Premium	$1,780	$2,100
Min Liability	$580	$690
Full Coverage	$1,780	$2,100
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	9.4%	12.4%
Registered Vehicles	2,956,920	8,783,840
Accidents/Year	44,353	131,757
Population	3,606,000	10,712,000

Minimum Coverage Requirements

Connecticut

25/50 / 25 liability

Georgia

25/50 / 25 liability

Premium Comparison

Connecticut$580 – $1,780

Liability: $580Avg: $1,780Full: $1,780

Georgia$690 – $2,100

Liability: $690Avg: $2,100Full: $2,100

ConnecticutFull rates, age breakdown, requirements →GeorgiaFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Connecticut or Georgia?

Connecticut has cheaper car insurance, with an average annual premium of $1,780 compared to $2,100 in Georgia - a difference of $320 per year.

How do Connecticut and Georgia compare on fault systems?

Connecticut uses a at-fault (tort) system while Georgia uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Connecticut vs Georgia?

Connecticut requires 25/50 / 25 liability. Georgia requires 25/50 / 25 liability. Minimum liability costs $580/yr in Connecticut and $690/yr in Georgia.

Which state has more uninsured drivers, Connecticut or Georgia?

Georgia has a higher uninsured driver rate at 12.4%, compared to 9.4% in Connecticut. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Connecticut vs Georgia insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

Connecticut

Georgia

Avg Annual Premium

$1,780

$2,100

Min Liability

$580

$690

Full Coverage

$1,780

$2,100

Fault System

At-Fault (Tort)

Uninsured Rate

9.4%

12.4%

Registered Vehicles

2,956,920

8,783,840

Accidents/Year

44,353

131,757

Population

3,606,000

10,712,000