Connecticut vs Mississippi Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

Fewer Uninsured

Connecticut has a lower uninsured rate (9.4% vs 22.5%).

Rate & Coverage Comparison

Attribute	Connecticut	Mississippi
Avg Annual Premium	$1,780	$1,780
Min Liability	$580	$580
Full Coverage	$1,780	$1,780
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	9.4%	22.5%
Registered Vehicles	2,956,920	2,428,020
Accidents/Year	44,353	36,420
Population	3,606,000	2,961,000

Minimum Coverage Requirements

Connecticut

25/50 / 25 liability

Mississippi

25/50 / 25 liability

Premium Comparison

Connecticut$580 – $1,780

Liability: $580Avg: $1,780Full: $1,780

Mississippi$580 – $1,780

Liability: $580Avg: $1,780Full: $1,780

ConnecticutFull rates, age breakdown, requirements →MississippiFull rates, age breakdown, requirements →

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Connecticut or Mississippi?

Connecticut has cheaper car insurance, with an average annual premium of $1,780 compared to $1,780 in Mississippi - a difference of $0 per year.

How do Connecticut and Mississippi compare on fault systems?

Connecticut uses a at-fault (tort) system while Mississippi uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Connecticut vs Mississippi?

Connecticut requires 25/50 / 25 liability. Mississippi requires 25/50 / 25 liability. Minimum liability costs $580/yr in Connecticut and $580/yr in Mississippi.

Which state has more uninsured drivers, Connecticut or Mississippi?

Mississippi has a higher uninsured driver rate at 22.5%, compared to 9.4% in Connecticut. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Connecticut vs Mississippi insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity

Attribute

Connecticut

Mississippi

Avg Annual Premium

$1,780

Min Liability

$580

Full Coverage

$1,780

Fault System

At-Fault (Tort)

Uninsured Rate

9.4%

22.5%

Registered Vehicles

2,956,920

2,428,020

Accidents/Year

44,353

36,420

Population

3,606,000

2,961,000