District of Columbia vs Vermont Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Vermont is $820/yr cheaper on average.

Fewer Uninsured

Vermont has a lower uninsured rate (6.8% vs 10.6%).

Rate & Coverage Comparison

Attribute	District of Columbia	Vermont
Avg Annual Premium	$1,820	$1,000
Min Liability	$600	$330
Full Coverage	$1,820	$1,000
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	10.6%	6.8%
Registered Vehicles	565,800	527,260
Accidents/Year	8,487	7,908
Population	690,000	643,000

Minimum Coverage Requirements

District of Columbia

25/50 / 10 liability

Vermont

25/50 / 10 liability

Premium Comparison

District of Columbia$600 – $1,820

Liability: $600Avg: $1,820Full: $1,820

Vermont$330 – $1,000

Liability: $330Avg: $1,000Full: $1,000

District of ColumbiaFull rates, age breakdown, requirements →VermontFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, District of Columbia or Vermont?

Vermont has cheaper car insurance, with an average annual premium of $1,000 compared to $1,820 in District of Columbia - a difference of $820 per year.

How do District of Columbia and Vermont compare on fault systems?

District of Columbia uses a at-fault (tort) system while Vermont uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in District of Columbia vs Vermont?

District of Columbia requires 25/50 / 10 liability. Vermont requires 25/50 / 10 liability. Minimum liability costs $600/yr in District of Columbia and $330/yr in Vermont.

Which state has more uninsured drivers, District of Columbia or Vermont?

District of Columbia has a higher uninsured driver rate at 10.6%, compared to 6.8% in Vermont. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the District of Columbia vs Vermont insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

District of Columbia

Vermont

Avg Annual Premium

$1,820

$1,000

Min Liability

$600

$330

Full Coverage

$1,820

$1,000

Fault System

At-Fault (Tort)

Uninsured Rate

10.6%

6.8%

Registered Vehicles

565,800

527,260

Accidents/Year

8,487

7,908

Population

690,000

643,000