Kansas vs Nevada Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Kansas is $380/yr cheaper on average.

Fewer Uninsured

Kansas has a lower uninsured rate (7.2% vs 10.4%).

Rate & Coverage Comparison

Attribute	Kansas	Nevada
Avg Annual Premium	$1,690	$2,070
Min Liability	$550	$680
Full Coverage	$1,690	$2,070
Fault System	No-Fault	At-Fault (Tort)
Uninsured Rate	7.2%	10.4%
Registered Vehicles	2,408,340	2,546,100
Accidents/Year	36,125	38,191
Population	2,937,000	3,105,000

Minimum Coverage Requirements

Kansas

25/50 / 25 liability

Nevada

25/50 / 20 liability

Premium Comparison

Kansas$550 – $1,690

Liability: $550Avg: $1,690Full: $1,690

Nevada$680 – $2,070

Liability: $680Avg: $2,070Full: $2,070

KansasFull rates, age breakdown, requirements →NevadaFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Kansas or Nevada?

Kansas has cheaper car insurance, with an average annual premium of $1,690 compared to $2,070 in Nevada - a difference of $380 per year.

How do Kansas and Nevada compare on fault systems?

Kansas uses a no-fault system while Nevada uses a at-fault (tort) system. This difference in fault systems directly affects how claims are processed and can influence premium costs.

What are the minimum insurance requirements in Kansas vs Nevada?

Kansas requires 25/50 / 25 liability. Nevada requires 25/50 / 20 liability. Minimum liability costs $550/yr in Kansas and $680/yr in Nevada.

Which state has more uninsured drivers, Kansas or Nevada?

Nevada has a higher uninsured driver rate at 10.4%, compared to 7.2% in Kansas. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Kansas vs Nevada insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

Kansas

Nevada

Avg Annual Premium

$1,690

$2,070

Min Liability

$550

$680

Full Coverage

$1,690

$2,070

Fault System

No-Fault

At-Fault (Tort)

Uninsured Rate

7.2%

10.4%

Registered Vehicles

2,408,340

2,546,100

Accidents/Year

36,125

38,191

Population

2,937,000

3,105,000