Maine vs Nebraska Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Maine is $680/yr cheaper on average.

Fewer Uninsured

Maine has a lower uninsured rate (4.5% vs 6.8%).

Rate & Coverage Comparison

Attribute	Maine	Nebraska
Avg Annual Premium	$900	$1,580
Min Liability	$300	$520
Full Coverage	$900	$1,580
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	4.5%	6.8%
Registered Vehicles	1,116,840	1,608,840
Accidents/Year	16,752	24,132
Population	1,362,000	1,962,000

Minimum Coverage Requirements

Maine

50/100 / 25 liability

Nebraska

25/50 / 25 liability

Premium Comparison

Maine$300 – $900

Liability: $300Avg: $900Full: $900

Nebraska$520 – $1,580

Liability: $520Avg: $1,580Full: $1,580

MaineFull rates, age breakdown, requirements →NebraskaFull rates, age breakdown, requirements →

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Maine or Nebraska?

Maine has cheaper car insurance, with an average annual premium of $900 compared to $1,580 in Nebraska - a difference of $680 per year.

How do Maine and Nebraska compare on fault systems?

Maine uses a at-fault (tort) system while Nebraska uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Maine vs Nebraska?

Maine requires 50/100 / 25 liability. Nebraska requires 25/50 / 25 liability. Minimum liability costs $300/yr in Maine and $520/yr in Nebraska.

Which state has more uninsured drivers, Maine or Nebraska?

Nebraska has a higher uninsured driver rate at 6.8%, compared to 4.5% in Maine. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Maine vs Nebraska insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity

Attribute

Maine

Nebraska

Avg Annual Premium

$900

$1,580

Min Liability

$300

$520

Full Coverage

$900

$1,580

Fault System

At-Fault (Tort)

Uninsured Rate

4.5%

6.8%

Registered Vehicles

1,116,840

1,608,840

Accidents/Year

16,752

24,132

Population

1,362,000

1,962,000