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Side-by-side car insurance rate comparison based on data from NAIC & State DOI.
Utah is $110/yr cheaper on average.
Utah has a lower uninsured rate (8.2% vs 9.3%).
| Attribute | Utah | West Virginia |
|---|---|---|
| Avg Annual Premium | $1,610 | $1,720 |
| Min Liability | $530 | $560 |
| Full Coverage | $1,610 | $1,720 |
| Fault System | No-Fault | At-Fault (Tort) |
| Uninsured Rate | 8.2% | 9.3% |
| Registered Vehicles | 2,683,040 | 1,471,080 |
| Accidents/Year | 40,245 | 22,066 |
| Population | 3,272,000 | 1,794,000 |
25/65 / 15 liability
25/50 / 25 liability
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.