Vermont vs Wyoming Car Insurance

Side-by-side car insurance rate comparison based on data from NAIC & State DOI.

Quick Verdict

More Affordable

Vermont is $430/yr cheaper on average.

Fewer Uninsured

Wyoming has a lower uninsured rate (5.8% vs 6.8%).

Rate & Coverage Comparison

Attribute	Vermont	Wyoming
Avg Annual Premium	$1,000	$1,430
Min Liability	$330	$470
Full Coverage	$1,000	$1,430
Fault System	At-Fault (Tort)	At-Fault (Tort)
Uninsured Rate	6.8%	5.8%
Registered Vehicles	527,260	473,140
Accidents/Year	7,908	7,097
Population	643,000	577,000

Minimum Coverage Requirements

Vermont

25/50 / 10 liability

Wyoming

25/50 / 20 liability

Premium Comparison

Vermont$330 – $1,000

Liability: $330Avg: $1,000Full: $1,000

Wyoming$470 – $1,430

Liability: $470Avg: $1,430Full: $1,430

VermontFull rates, age breakdown, requirements →WyomingFull rates, age breakdown, requirements →

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

Which state has cheaper car insurance, Vermont or Wyoming?

Vermont has cheaper car insurance, with an average annual premium of $1,000 compared to $1,430 in Wyoming - a difference of $430 per year.

How do Vermont and Wyoming compare on fault systems?

Vermont uses a at-fault (tort) system while Wyoming uses a at-fault (tort) system. Both states use the same system.

What are the minimum insurance requirements in Vermont vs Wyoming?

Vermont requires 25/50 / 10 liability. Wyoming requires 25/50 / 20 liability. Minimum liability costs $330/yr in Vermont and $470/yr in Wyoming.

Which state has more uninsured drivers, Vermont or Wyoming?

Vermont has a higher uninsured driver rate at 6.8%, compared to 5.8% in Wyoming. Higher uninsured rates typically mean higher uninsured motorist coverage costs.

Where does the Vermont vs Wyoming insurance data come from?

All insurance rate data comes from NAIC & State DOI (2025). Premiums represent state-wide averages and individual rates vary based on driving history, age, vehicle, and coverage levels. Visit our methodology page for details.

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Attribute

Vermont

Wyoming

Avg Annual Premium

$1,000

$1,430

Min Liability

$330

$470

Full Coverage

$1,000

$1,430

Fault System

At-Fault (Tort)

Uninsured Rate

6.8%

5.8%

Registered Vehicles

527,260

473,140

Accidents/Year

7,908

7,097

Population

643,000

577,000