Car Insurance for Age 26-35 in Massachusetts

Average auto insurance rates for 26-35 year old drivers in Massachusetts (MA), including male vs female rate comparison.

Avg Annual Rate

$1,617

$282 below national avg

Male Rate

$1,690/yr

Female Rate

$1,544/yr

Cost Rank

#40

of 51 states

Male vs Female Rates — Age 26-35 in Massachusetts

Gender	Annual	Monthly	vs Average
Male	$1,690	$141	+$73
Female	$1,544	$129	$-73
Average	$1,617	$135	—

Male drivers aged 26-35 pay $146 more per year in Massachusetts.

All Age Groups in Massachusetts

Age Group	Average	Male	Female
16-19	$3,969	$4,484	$3,454
20-25	$2,646	$2,940	$2,352
26-35 ←	$1,617	$1,690	$1,544
36-45	$1,470	$1,499	$1,441
46-55	$1,396	$1,426	$1,367
56-65	$1,352	$1,382	$1,323
65+	$1,544	$1,588	$1,499

Most & Least Expensive States for Age 26-35

Most Expensive

#1	Michigan	$2,970
#2	Louisiana	$2,860
#3	Florida	$2,750
#4	New York	$2,552
#5	Kentucky	$2,420
#6	Colorado	$2,310
#7	Georgia	$2,310
#8	California	$2,277
#9	Nevada	$2,277
#10	Oklahoma	$2,233

Least Expensive

#51	Maine	$990
#50	Vermont	$1,100
#49	New Hampshire	$1,155
#48	Idaho	$1,210
#47	Hawaii	$1,397
#46	Wisconsin	$1,408
#45	Ohio	$1,419
#44	North Carolina	$1,485
#43	Iowa	$1,485
#42	North Dakota	$1,496

Massachusetts Insurance Overview

State Avg Premium

$1,470/yr

Fault System

No-Fault

Uninsured Rate

6.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 26-35 in Massachusetts?

The average annual car insurance premium for 26-35 year olds in Massachusetts is $1,617 (about $135/month). This is $282 below the national average of $1,899 for this age group.

Do males or females pay more for car insurance at age 26-35 in Massachusetts?

In Massachusetts, male drivers aged 26-35 pay more — $1,690/yr for males vs $1,544/yr for females, a difference of $146 per year.

How does Massachusetts rank for age 26-35 insurance costs?

Massachusetts ranks #40 out of 51 states for car insurance costs for 26-35 year olds (most expensive first). The cheapest state for this age group is Maine at $990/yr, while Michigan is the most expensive at $2,970/yr.

Why is car insurance cheaper for age 26-35 in Massachusetts?

Insurance rates for 26-35 year olds in Massachusetts are influenced by the state's no-fault system, local accident rates (86,469/yr), uninsured driver rate (6.2%), and population density. Massachusetts has 5,764,600 registered vehicles.

How can 26-35 year olds save on car insurance in Massachusetts?

26-35 year olds in Massachusetts can save by: comparing quotes from multiple insurers (GEICO is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 26-35 Rates in Other States

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