Car Insurance for Age 56-65 in Minnesota

Average auto insurance rates for 56-65 year old drivers in Minnesota (MN), including male vs female rate comparison.

Avg Annual Rate

$1,435

$153 below national avg

Male Rate

$1,466/yr

Female Rate

$1,404/yr

Cost Rank

#37

of 51 states

Male vs Female Rates — Age 56-65 in Minnesota

Gender	Annual	Monthly	vs Average
Male	$1,466	$122	+$31
Female	$1,404	$117	$-31
Average	$1,435	$120	—

Male drivers aged 56-65 pay $62 more per year in Minnesota.

All Age Groups in Minnesota

Age Group	Average	Male	Female
16-19	$4,212	$4,758	$3,666
20-25	$2,808	$3,120	$2,496
26-35	$1,716	$1,794	$1,638
36-45	$1,560	$1,591	$1,529
46-55	$1,482	$1,513	$1,451
56-65 ←	$1,435	$1,466	$1,404
65+	$1,638	$1,685	$1,591

Most & Least Expensive States for Age 56-65

Most Expensive

#1	Michigan	$2,484
#2	Louisiana	$2,392
#3	Florida	$2,300
#4	New York	$2,134
#5	Kentucky	$2,024
#6	Colorado	$1,932
#7	Georgia	$1,932
#8	California	$1,904
#9	Nevada	$1,904
#10	Oklahoma	$1,868

Least Expensive

#51	Maine	$828
#50	Vermont	$920
#49	New Hampshire	$966
#48	Idaho	$1,012
#47	Hawaii	$1,168
#46	Wisconsin	$1,178
#45	Ohio	$1,187
#44	North Carolina	$1,242
#43	Iowa	$1,242
#42	North Dakota	$1,251

Minnesota Insurance Overview

State Avg Premium

$1,560/yr

Fault System

No-Fault

Uninsured Rate

7.9%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 56-65 in Minnesota?

The average annual car insurance premium for 56-65 year olds in Minnesota is $1,435 (about $120/month). This is $153 below the national average of $1,588 for this age group.

Do males or females pay more for car insurance at age 56-65 in Minnesota?

In Minnesota, male drivers aged 56-65 pay more — $1,466/yr for males vs $1,404/yr for females, a difference of $62 per year.

How does Minnesota rank for age 56-65 insurance costs?

Minnesota ranks #37 out of 51 states for car insurance costs for 56-65 year olds (most expensive first). The cheapest state for this age group is Maine at $828/yr, while Michigan is the most expensive at $2,484/yr.

Why is car insurance cheaper for age 56-65 in Minnesota?

Insurance rates for 56-65 year olds in Minnesota are influenced by the state's no-fault system, local accident rates (70,196/yr), uninsured driver rate (7.9%), and population density. Minnesota has 4,679,740 registered vehicles.

How can 56-65 year olds save on car insurance in Minnesota?

56-65 year olds in Minnesota can save by: comparing quotes from multiple insurers (State Farm is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 56-65 Rates in Other States

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