Car Insurance for Age 56-65 in Missouri

Average auto insurance rates for 56-65 year old drivers in Missouri (MO), including male vs female rate comparison.

Avg Annual Rate

$1,619

$31 above national avg

Male Rate

$1,654/yr

Female Rate

$1,584/yr

Cost Rank

#23

of 51 states

Male vs Female Rates — Age 56-65 in Missouri

Gender	Annual	Monthly	vs Average
Male	$1,654	$138	+$35
Female	$1,584	$132	$-35
Average	$1,619	$135	—

Male drivers aged 56-65 pay $70 more per year in Missouri.

All Age Groups in Missouri

Age Group	Average	Male	Female
16-19	$4,752	$5,368	$4,136
20-25	$3,168	$3,520	$2,816
26-35	$1,936	$2,024	$1,848
36-45	$1,760	$1,795	$1,725
46-55	$1,672	$1,707	$1,637
56-65 ←	$1,619	$1,654	$1,584
65+	$1,848	$1,901	$1,795

Most & Least Expensive States for Age 56-65

Most Expensive

#1	Michigan	$2,484
#2	Louisiana	$2,392
#3	Florida	$2,300
#4	New York	$2,134
#5	Kentucky	$2,024
#6	Colorado	$1,932
#7	Georgia	$1,932
#8	California	$1,904
#9	Nevada	$1,904
#10	Oklahoma	$1,868

Least Expensive

#51	Maine	$828
#50	Vermont	$920
#49	New Hampshire	$966
#48	Idaho	$1,012
#47	Hawaii	$1,168
#46	Wisconsin	$1,178
#45	Ohio	$1,187
#44	North Carolina	$1,242
#43	Iowa	$1,242
#42	North Dakota	$1,251

Missouri Insurance Overview

State Avg Premium

$1,760/yr

Fault System

At-Fault (Tort)

Uninsured Rate

14.0%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 56-65 in Missouri?

The average annual car insurance premium for 56-65 year olds in Missouri is $1,619 (about $135/month). This is $31 above the national average of $1,588 for this age group.

Do males or females pay more for car insurance at age 56-65 in Missouri?

In Missouri, male drivers aged 56-65 pay more — $1,654/yr for males vs $1,584/yr for females, a difference of $70 per year.

How does Missouri rank for age 56-65 insurance costs?

Missouri ranks #23 out of 51 states for car insurance costs for 56-65 year olds (most expensive first). The cheapest state for this age group is Maine at $828/yr, while Michigan is the most expensive at $2,484/yr.

Why is car insurance more expensive for age 56-65 in Missouri?

Insurance rates for 56-65 year olds in Missouri are influenced by the state's at-fault (tort) system, local accident rates (75,706/yr), uninsured driver rate (14.0%), and population density. Missouri has 5,047,100 registered vehicles.

How can 56-65 year olds save on car insurance in Missouri?

56-65 year olds in Missouri can save by: comparing quotes from multiple insurers (GEICO is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 56-65 Rates in Other States

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity