Car Insurance for Age 16-19 in South Carolina

Average auto insurance rates for 16-19 year old drivers in South Carolina (SC), including male vs female rate comparison.

Avg Annual Rate

$5,427

$767 above national avg

Male Rate

$6,130/yr

Female Rate

$4,724/yr

Cost Rank

#11

of 51 states

Male vs Female Rates — Age 16-19 in South Carolina

Gender	Annual	Monthly	vs Average
Male	$6,130	$511	+$703
Female	$4,724	$394	$-703
Average	$5,427	$452	—

Male drivers aged 16-19 pay $1,406 more per year in South Carolina.

All Age Groups in South Carolina

Age Group	Average	Male	Female
16-19 ←	$5,427	$6,130	$4,724
20-25	$3,618	$4,020	$3,216
26-35	$2,211	$2,312	$2,110
36-45	$2,010	$2,050	$1,970
46-55	$1,910	$1,950	$1,869
56-65	$1,849	$1,889	$1,809
65+	$2,110	$2,171	$2,050

Most & Least Expensive States for Age 16-19

Most Expensive

#1	Michigan	$7,290
#2	Louisiana	$7,020
#3	Florida	$6,750
#4	New York	$6,264
#5	Kentucky	$5,940
#6	Colorado	$5,670
#7	Georgia	$5,670
#8	California	$5,589
#9	Nevada	$5,589
#10	Oklahoma	$5,481

Least Expensive

#51	Maine	$2,430
#50	Vermont	$2,700
#49	New Hampshire	$2,835
#48	Idaho	$2,970
#47	Hawaii	$3,429
#46	Wisconsin	$3,456
#45	Ohio	$3,483
#44	North Carolina	$3,645
#43	Iowa	$3,645
#42	North Dakota	$3,672

South Carolina Insurance Overview

State Avg Premium

$2,010/yr

Fault System

At-Fault (Tort)

Uninsured Rate

8.9%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 16-19 in South Carolina?

The average annual car insurance premium for 16-19 year olds in South Carolina is $5,427 (about $452/month). This is $767 above the national average of $4,660 for this age group.

Do males or females pay more for car insurance at age 16-19 in South Carolina?

In South Carolina, male drivers aged 16-19 pay more — $6,130/yr for males vs $4,724/yr for females, a difference of $1,406 per year.

How does South Carolina rank for age 16-19 insurance costs?

South Carolina ranks #11 out of 51 states for car insurance costs for 16-19 year olds (most expensive first). The cheapest state for this age group is Maine at $2,430/yr, while Michigan is the most expensive at $7,290/yr.

Why is car insurance more expensive for age 16-19 in South Carolina?

Insurance rates for 16-19 year olds in South Carolina are influenced by the state's at-fault (tort) system, local accident rates (62,963/yr), uninsured driver rate (8.9%), and population density. South Carolina has 4,197,580 registered vehicles.

How can 16-19 year olds save on car insurance in South Carolina?

16-19 year olds in South Carolina can save by: comparing quotes from multiple insurers (State Farm is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 16-19 Rates in Other States

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