Medical Payments (MedPay) in Wisconsin

Medical Payments (MedPay) insurance costs, requirements, and coverage details for Wisconsin (WI).

Avg Cost (National)

$45/yr

Wisconsin Avg Premium

$1,280/yr

$446 below national avg

Typical Limits

Varies by state and provider

Required?

What is Medical Payments (MedPay)?

Pays medical bills for you and passengers after an accident, regardless of fault. Simpler than PIP with no wage-loss benefit.

Wisconsin Insurance Requirements

Wisconsin requires:

25/50 / 10 liability

Wisconsin Insurance Cost Breakdown

Coverage Level	Annual Cost	Monthly
Minimum Liability	$420	$35
Average Premium	$1,280	$107
Full Coverage	$1,280	$107

Wisconsin at a Glance

Fault System

At-Fault (Tort)

Uninsured Rate

8.5%

Cheapest Insurer

Erie Insurance

Other Coverage Types in Wisconsin

Liability$620/yr Collision$430/yr Personal Injury Protection (PIP)$210/yr Comprehensive$190/yr Uninsured/Underinsured Motorist$160/yr Gap Insurance$60/yr Roadside Assistance$25/yr

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CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does Medical Payments (MedPay) cost in Wisconsin?

Medical Payments (MedPay) insurance averages about $45 per year nationally. In Wisconsin, the overall average car insurance premium is $1,280/yr ($446 below the national average). Actual medical payments (medpay) costs vary based on your driving record, vehicle, and insurer.

Is Medical Payments (MedPay) required in Wisconsin?

Medical Payments (MedPay) is not specifically mandated as a standalone requirement in Wisconsin, though related coverage may be required. Wisconsin requires: 25/50 / 10 liability.

What does Medical Payments (MedPay) cover?

Pays medical bills for you and passengers after an accident, regardless of fault. Simpler than PIP with no wage-loss benefit. Typical limits are Varies by state and provider. This is an optional coverage type.

What is the fault system in Wisconsin and how does it affect Medical Payments (MedPay)?

Wisconsin uses a at-fault (tort) insurance system. In at-fault states, the at-fault driver's insurance pays for damages. This can influence the importance and cost of medical payments (medpay) coverage.

How can I save on Medical Payments (MedPay) in Wisconsin?

To save on medical payments (medpay) in Wisconsin: compare quotes from multiple insurers, ask about discounts (safe driver, bundling, low mileage), consider higher deductibles where applicable, and maintain a clean driving record. The cheapest insurer in Wisconsin is Erie Insurance, while Allstate tends to be the most expensive.

Medical Payments (MedPay) in Other States

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