Car Insurance for Age 36-45 in Wyoming

Average auto insurance rates for 36-45 year old drivers in Wyoming (WY), including male vs female rate comparison.

Avg Annual Rate

$1,430

$296 below national avg

Male Rate

$1,459/yr

Female Rate

$1,401/yr

Cost Rank

#41

of 51 states

Male vs Female Rates — Age 36-45 in Wyoming

Gender	Annual	Monthly	vs Average
Male	$1,459	$122	+$29
Female	$1,401	$117	$-29
Average	$1,430	$119	—

Male drivers aged 36-45 pay $58 more per year in Wyoming.

All Age Groups in Wyoming

Age Group	Average	Male	Female
16-19	$3,861	$4,362	$3,360
20-25	$2,574	$2,860	$2,288
26-35	$1,573	$1,644	$1,502
36-45 ←	$1,430	$1,459	$1,401
46-55	$1,358	$1,387	$1,330
56-65	$1,316	$1,344	$1,287
65+	$1,502	$1,544	$1,459

Most & Least Expensive States for Age 36-45

Most Expensive

#1	Michigan	$2,700
#2	Louisiana	$2,600
#3	Florida	$2,500
#4	New York	$2,320
#5	Kentucky	$2,200
#6	Colorado	$2,100
#7	Georgia	$2,100
#8	California	$2,070
#9	Nevada	$2,070
#10	Oklahoma	$2,030

Least Expensive

#51	Maine	$900
#50	Vermont	$1,000
#49	New Hampshire	$1,050
#48	Idaho	$1,100
#47	Hawaii	$1,270
#46	Wisconsin	$1,280
#45	Ohio	$1,290
#44	North Carolina	$1,350
#43	Iowa	$1,350
#42	North Dakota	$1,360

Wyoming Insurance Overview

State Avg Premium

$1,430/yr

Fault System

At-Fault (Tort)

Uninsured Rate

5.8%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 36-45 in Wyoming?

The average annual car insurance premium for 36-45 year olds in Wyoming is $1,430 (about $119/month). This is $296 below the national average of $1,726 for this age group.

Do males or females pay more for car insurance at age 36-45 in Wyoming?

In Wyoming, male drivers aged 36-45 pay more — $1,459/yr for males vs $1,401/yr for females, a difference of $58 per year.

How does Wyoming rank for age 36-45 insurance costs?

Wyoming ranks #41 out of 51 states for car insurance costs for 36-45 year olds (most expensive first). The cheapest state for this age group is Maine at $900/yr, while Michigan is the most expensive at $2,700/yr.

Why is car insurance cheaper for age 36-45 in Wyoming?

Insurance rates for 36-45 year olds in Wyoming are influenced by the state's at-fault (tort) system, local accident rates (7,097/yr), uninsured driver rate (5.8%), and population density. Wyoming has 473,140 registered vehicles.

How can 36-45 year olds save on car insurance in Wyoming?

36-45 year olds in Wyoming can save by: comparing quotes from multiple insurers (USAA is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 36-45 Rates in Other States

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