Car Insurance for Age 16-19 in Alaska

Average auto insurance rates for 16-19 year old drivers in Alaska (AK), including male vs female rate comparison.

Avg Annual Rate

$4,266

$394 below national avg

Male Rate

$4,819/yr

Female Rate

$3,713/yr

Cost Rank

#34

of 51 states

Male vs Female Rates — Age 16-19 in Alaska

Gender	Annual	Monthly	vs Average
Male	$4,819	$402	+$553
Female	$3,713	$309	$-553
Average	$4,266	$356	—

Male drivers aged 16-19 pay $1,106 more per year in Alaska.

All Age Groups in Alaska

Age Group	Average	Male	Female
16-19 ←	$4,266	$4,819	$3,713
20-25	$2,844	$3,160	$2,528
26-35	$1,738	$1,817	$1,659
36-45	$1,580	$1,612	$1,548
46-55	$1,501	$1,533	$1,469
56-65	$1,454	$1,485	$1,422
65+	$1,659	$1,706	$1,612

Most & Least Expensive States for Age 16-19

Most Expensive

#1	Michigan	$7,290
#2	Louisiana	$7,020
#3	Florida	$6,750
#4	New York	$6,264
#5	Kentucky	$5,940
#6	Colorado	$5,670
#7	Georgia	$5,670
#8	California	$5,589
#9	Nevada	$5,589
#10	Oklahoma	$5,481

Least Expensive

#51	Maine	$2,430
#50	Vermont	$2,700
#49	New Hampshire	$2,835
#48	Idaho	$2,970
#47	Hawaii	$3,429
#46	Wisconsin	$3,456
#45	Ohio	$3,483
#44	North Carolina	$3,645
#43	Iowa	$3,645
#42	North Dakota	$3,672

Alaska Insurance Overview

State Avg Premium

$1,580/yr

Fault System

At-Fault (Tort)

Uninsured Rate

10.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 16-19 in Alaska?

The average annual car insurance premium for 16-19 year olds in Alaska is $4,266 (about $356/month). This is $394 below the national average of $4,660 for this age group.

Do males or females pay more for car insurance at age 16-19 in Alaska?

In Alaska, male drivers aged 16-19 pay more — $4,819/yr for males vs $3,713/yr for females, a difference of $1,106 per year.

How does Alaska rank for age 16-19 insurance costs?

Alaska ranks #34 out of 51 states for car insurance costs for 16-19 year olds (most expensive first). The cheapest state for this age group is Maine at $2,430/yr, while Michigan is the most expensive at $7,290/yr.

Why is car insurance cheaper for age 16-19 in Alaska?

Insurance rates for 16-19 year olds in Alaska are influenced by the state's at-fault (tort) system, local accident rates (9,015/yr), uninsured driver rate (10.2%), and population density. Alaska has 601,060 registered vehicles.

How can 16-19 year olds save on car insurance in Alaska?

16-19 year olds in Alaska can save by: comparing quotes from multiple insurers (GEICO is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 16-19 Rates in Other States

Michigan Louisiana Florida New York Kentucky Colorado Georgia California Nevada Oklahoma South Carolina New Jersey Texas Rhode Island Delaware Alabama Arizona Maryland Arkansas District of Columbia All Ages in Alaska→

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