Car Insurance for Age 20-25 in Maine

Average auto insurance rates for 20-25 year old drivers in Maine (ME), including male vs female rate comparison.

Avg Annual Rate

$1,620

$1,487 below national avg

Male Rate

$1,800/yr

Female Rate

$1,440/yr

Cost Rank

#51

of 51 states

Male vs Female Rates — Age 20-25 in Maine

Gender	Annual	Monthly	vs Average
Male	$1,800	$150	+$180
Female	$1,440	$120	$-180
Average	$1,620	$135	—

Male drivers aged 20-25 pay $360 more per year in Maine.

All Age Groups in Maine

Age Group	Average	Male	Female
16-19	$2,430	$2,745	$2,115
20-25 ←	$1,620	$1,800	$1,440
26-35	$990	$1,035	$945
36-45	$900	$918	$882
46-55	$855	$873	$837
56-65	$828	$846	$810
65+	$945	$972	$918

Most & Least Expensive States for Age 20-25

Most Expensive

#1	Michigan	$4,860
#2	Louisiana	$4,680
#3	Florida	$4,500
#4	New York	$4,176
#5	Kentucky	$3,960
#6	Colorado	$3,780
#7	Georgia	$3,780
#8	California	$3,726
#9	Nevada	$3,726
#10	Oklahoma	$3,654

Least Expensive

#51	Maine	$1,620
#50	Vermont	$1,800
#49	New Hampshire	$1,890
#48	Idaho	$1,980
#47	Hawaii	$2,286
#46	Wisconsin	$2,304
#45	Ohio	$2,322
#44	North Carolina	$2,430
#43	Iowa	$2,430
#42	North Dakota	$2,448

Maine Insurance Overview

State Avg Premium

$900/yr

Fault System

At-Fault (Tort)

Uninsured Rate

4.5%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 20-25 in Maine?

The average annual car insurance premium for 20-25 year olds in Maine is $1,620 (about $135/month). This is $1,487 below the national average of $3,107 for this age group.

Do males or females pay more for car insurance at age 20-25 in Maine?

In Maine, male drivers aged 20-25 pay more — $1,800/yr for males vs $1,440/yr for females, a difference of $360 per year.

How does Maine rank for age 20-25 insurance costs?

Maine ranks #51 out of 51 states for car insurance costs for 20-25 year olds (most expensive first). The cheapest state for this age group is Maine at $1,620/yr, while Michigan is the most expensive at $4,860/yr.

Why is car insurance cheaper for age 20-25 in Maine?

Insurance rates for 20-25 year olds in Maine are influenced by the state's at-fault (tort) system, local accident rates (16,752/yr), uninsured driver rate (4.5%), and population density. Maine has 1,116,840 registered vehicles.

How can 20-25 year olds save on car insurance in Maine?

20-25 year olds in Maine can save by: comparing quotes from multiple insurers (USAA is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 20-25 Rates in Other States

Michigan Louisiana Florida New York Kentucky Colorado Georgia California Nevada Oklahoma South Carolina New Jersey Texas Rhode Island Delaware Alabama Arizona Maryland Arkansas District of Columbia All Ages in Maine→

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