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Average auto insurance rates for 20-25 year old drivers in New Jersey (NJ), including male vs female rate comparison.
Avg Annual Rate
$3,546
$439 above national avg
Male Rate
$3,940/yr
Female Rate
$3,152/yr
Cost Rank
#12
of 51 states
| Gender | Annual | Monthly | vs Average |
|---|---|---|---|
| Male | $3,940 | $328 | +$394 |
| Female | $3,152 | $263 | $-394 |
| Average | $3,546 | $296 | — |
Male drivers aged 20-25 pay $788 more per year in New Jersey.
| #51 | Maine | $1,620 |
| #50 | Vermont | $1,800 |
| #49 | New Hampshire | $1,890 |
| #48 | Idaho | $1,980 |
| #47 | Hawaii | $2,286 |
| #46 | Wisconsin | $2,304 |
| #45 | Ohio | $2,322 |
| #44 | North Carolina | $2,430 |
| #43 | Iowa | $2,430 |
| #42 | North Dakota | $2,448 |
State Avg Premium
$1,970/yr
Fault System
No-Fault
Uninsured Rate
14.9%
The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.
Read our full methodology or contact us with corrections.