Car Insurance for Age 46-55 in New Hampshire

Average auto insurance rates for 46-55 year old drivers in New Hampshire (NH), including male vs female rate comparison.

Avg Annual Rate

$998

$642 below national avg

Male Rate

$1,018/yr

Female Rate

$976/yr

Cost Rank

#49

of 51 states

Male vs Female Rates — Age 46-55 in New Hampshire

Gender	Annual	Monthly	vs Average
Male	$1,018	$85	+$20
Female	$976	$81	$-22
Average	$998	$83	—

Male drivers aged 46-55 pay $42 more per year in New Hampshire.

All Age Groups in New Hampshire

Age Group	Average	Male	Female
16-19	$2,835	$3,202	$2,468
20-25	$1,890	$2,100	$1,680
26-35	$1,155	$1,208	$1,102
36-45	$1,050	$1,071	$1,029
46-55 ←	$998	$1,018	$976
56-65	$966	$987	$945
65+	$1,102	$1,134	$1,071

Most & Least Expensive States for Age 46-55

Most Expensive

#1	Michigan	$2,565
#2	Louisiana	$2,470
#3	Florida	$2,375
#4	New York	$2,204
#5	Kentucky	$2,090
#6	Colorado	$1,995
#7	Georgia	$1,995
#8	California	$1,966
#9	Nevada	$1,966
#10	Oklahoma	$1,928

Least Expensive

#51	Maine	$855
#50	Vermont	$950
#49	New Hampshire	$998
#48	Idaho	$1,045
#47	Hawaii	$1,206
#46	Wisconsin	$1,216
#45	Ohio	$1,226
#44	North Carolina	$1,282
#43	Iowa	$1,282
#42	North Dakota	$1,292

New Hampshire Insurance Overview

State Avg Premium

$1,050/yr

Fault System

At-Fault (Tort)

Uninsured Rate

6.1%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 46-55 in New Hampshire?

The average annual car insurance premium for 46-55 year olds in New Hampshire is $998 (about $83/month). This is $642 below the national average of $1,640 for this age group.

Do males or females pay more for car insurance at age 46-55 in New Hampshire?

In New Hampshire, male drivers aged 46-55 pay more — $1,018/yr for males vs $976/yr for females, a difference of $42 per year.

How does New Hampshire rank for age 46-55 insurance costs?

New Hampshire ranks #49 out of 51 states for car insurance costs for 46-55 year olds (most expensive first). The cheapest state for this age group is Maine at $855/yr, while Michigan is the most expensive at $2,565/yr.

Why is car insurance cheaper for age 46-55 in New Hampshire?

Insurance rates for 46-55 year olds in New Hampshire are influenced by the state's at-fault (tort) system, local accident rates (16,949/yr), uninsured driver rate (6.1%), and population density. New Hampshire has 1,129,960 registered vehicles.

How can 46-55 year olds save on car insurance in New Hampshire?

46-55 year olds in New Hampshire can save by: comparing quotes from multiple insurers (USAA is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 46-55 Rates in Other States

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