Car Insurance for Age 46-55 in Hawaii

Average auto insurance rates for 46-55 year old drivers in Hawaii (HI), including male vs female rate comparison.

Avg Annual Rate

$1,206

$434 below national avg

Male Rate

$1,232/yr

Female Rate

$1,181/yr

Cost Rank

#47

of 51 states

Male vs Female Rates — Age 46-55 in Hawaii

Gender	Annual	Monthly	vs Average
Male	$1,232	$103	+$26
Female	$1,181	$98	$-25
Average	$1,206	$101	—

Male drivers aged 46-55 pay $51 more per year in Hawaii.

All Age Groups in Hawaii

Age Group	Average	Male	Female
16-19	$3,429	$3,874	$2,984
20-25	$2,286	$2,540	$2,032
26-35	$1,397	$1,460	$1,334
36-45	$1,270	$1,295	$1,245
46-55 ←	$1,206	$1,232	$1,181
56-65	$1,168	$1,194	$1,143
65+	$1,334	$1,372	$1,295

Most & Least Expensive States for Age 46-55

Most Expensive

#1	Michigan	$2,565
#2	Louisiana	$2,470
#3	Florida	$2,375
#4	New York	$2,204
#5	Kentucky	$2,090
#6	Colorado	$1,995
#7	Georgia	$1,995
#8	California	$1,966
#9	Nevada	$1,966
#10	Oklahoma	$1,928

Least Expensive

#51	Maine	$855
#50	Vermont	$950
#49	New Hampshire	$998
#48	Idaho	$1,045
#47	Hawaii	$1,206
#46	Wisconsin	$1,216
#45	Ohio	$1,226
#44	North Carolina	$1,282
#43	Iowa	$1,282
#42	North Dakota	$1,292

Hawaii Insurance Overview

State Avg Premium

$1,270/yr

Fault System

No-Fault

Uninsured Rate

9.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 46-55 in Hawaii?

The average annual car insurance premium for 46-55 year olds in Hawaii is $1,206 (about $101/month). This is $434 below the national average of $1,640 for this age group.

Do males or females pay more for car insurance at age 46-55 in Hawaii?

In Hawaii, male drivers aged 46-55 pay more — $1,232/yr for males vs $1,181/yr for females, a difference of $51 per year.

How does Hawaii rank for age 46-55 insurance costs?

Hawaii ranks #47 out of 51 states for car insurance costs for 46-55 year olds (most expensive first). The cheapest state for this age group is Maine at $855/yr, while Michigan is the most expensive at $2,565/yr.

Why is car insurance cheaper for age 46-55 in Hawaii?

Insurance rates for 46-55 year olds in Hawaii are influenced by the state's no-fault system, local accident rates (17,908/yr), uninsured driver rate (9.2%), and population density. Hawaii has 1,193,920 registered vehicles.

How can 46-55 year olds save on car insurance in Hawaii?

46-55 year olds in Hawaii can save by: comparing quotes from multiple insurers (GEICO is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 46-55 Rates in Other States

Michigan Louisiana Florida New York Kentucky Colorado Georgia California Nevada Oklahoma South Carolina New Jersey Texas Rhode Island Delaware Alabama Arizona Maryland Arkansas District of Columbia All Ages in Hawaii→

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