Car Insurance for Age 46-55 in Vermont

Average auto insurance rates for 46-55 year old drivers in Vermont (VT), including male vs female rate comparison.

Avg Annual Rate

$950

$690 below national avg

Male Rate

$970/yr

Female Rate

$930/yr

Cost Rank

#50

of 51 states

Male vs Female Rates — Age 46-55 in Vermont

Gender	Annual	Monthly	vs Average
Male	$970	$81	+$20
Female	$930	$78	$-20
Average	$950	$79	—

Male drivers aged 46-55 pay $40 more per year in Vermont.

All Age Groups in Vermont

Age Group	Average	Male	Female
16-19	$2,700	$3,050	$2,350
20-25	$1,800	$2,000	$1,600
26-35	$1,100	$1,150	$1,050
36-45	$1,000	$1,020	$980
46-55 ←	$950	$970	$930
56-65	$920	$940	$900
65+	$1,050	$1,080	$1,020

Most & Least Expensive States for Age 46-55

Most Expensive

#1	Michigan	$2,565
#2	Louisiana	$2,470
#3	Florida	$2,375
#4	New York	$2,204
#5	Kentucky	$2,090
#6	Colorado	$1,995
#7	Georgia	$1,995
#8	California	$1,966
#9	Nevada	$1,966
#10	Oklahoma	$1,928

Least Expensive

#51	Maine	$855
#50	Vermont	$950
#49	New Hampshire	$998
#48	Idaho	$1,045
#47	Hawaii	$1,206
#46	Wisconsin	$1,216
#45	Ohio	$1,226
#44	North Carolina	$1,282
#43	Iowa	$1,282
#42	North Dakota	$1,292

Vermont Insurance Overview

State Avg Premium

$1,000/yr

Fault System

At-Fault (Tort)

Uninsured Rate

6.8%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 46-55 in Vermont?

The average annual car insurance premium for 46-55 year olds in Vermont is $950 (about $79/month). This is $690 below the national average of $1,640 for this age group.

Do males or females pay more for car insurance at age 46-55 in Vermont?

In Vermont, male drivers aged 46-55 pay more — $970/yr for males vs $930/yr for females, a difference of $40 per year.

How does Vermont rank for age 46-55 insurance costs?

Vermont ranks #50 out of 51 states for car insurance costs for 46-55 year olds (most expensive first). The cheapest state for this age group is Maine at $855/yr, while Michigan is the most expensive at $2,565/yr.

Why is car insurance cheaper for age 46-55 in Vermont?

Insurance rates for 46-55 year olds in Vermont are influenced by the state's at-fault (tort) system, local accident rates (7,908/yr), uninsured driver rate (6.8%), and population density. Vermont has 527,260 registered vehicles.

How can 46-55 year olds save on car insurance in Vermont?

46-55 year olds in Vermont can save by: comparing quotes from multiple insurers (USAA is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 46-55 Rates in Other States

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