Car Insurance for Age 65+ in Vermont

Average auto insurance rates for 65+ year old drivers in Vermont (VT), including male vs female rate comparison.

Avg Annual Rate

$1,050

$762 below national avg

Male Rate

$1,080/yr

Female Rate

$1,020/yr

Cost Rank

#50

of 51 states

Male vs Female Rates — Age 65+ in Vermont

Gender	Annual	Monthly	vs Average
Male	$1,080	$90	+$30
Female	$1,020	$85	$-30
Average	$1,050	$88	—

Male drivers aged 65+ pay $60 more per year in Vermont.

All Age Groups in Vermont

Age Group	Average	Male	Female
16-19	$2,700	$3,050	$2,350
20-25	$1,800	$2,000	$1,600
26-35	$1,100	$1,150	$1,050
36-45	$1,000	$1,020	$980
46-55	$950	$970	$930
56-65	$920	$940	$900
65+ ←	$1,050	$1,080	$1,020

Most & Least Expensive States for Age 65+

Most Expensive

#1	Michigan	$2,835
#2	Louisiana	$2,730
#3	Florida	$2,625
#4	New York	$2,436
#5	Kentucky	$2,310
#6	Colorado	$2,205
#7	Georgia	$2,205
#8	California	$2,174
#9	Nevada	$2,174
#10	Oklahoma	$2,132

Least Expensive

#51	Maine	$945
#50	Vermont	$1,050
#49	New Hampshire	$1,102
#48	Idaho	$1,155
#47	Hawaii	$1,334
#46	Wisconsin	$1,344
#45	Ohio	$1,354
#44	North Carolina	$1,418
#43	Iowa	$1,418
#42	North Dakota	$1,428

Vermont Insurance Overview

State Avg Premium

$1,000/yr

Fault System

At-Fault (Tort)

Uninsured Rate

6.8%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 65+ in Vermont?

The average annual car insurance premium for 65+ year olds in Vermont is $1,050 (about $88/month). This is $762 below the national average of $1,812 for this age group.

Do males or females pay more for car insurance at age 65+ in Vermont?

In Vermont, male drivers aged 65+ pay more — $1,080/yr for males vs $1,020/yr for females, a difference of $60 per year.

How does Vermont rank for age 65+ insurance costs?

Vermont ranks #50 out of 51 states for car insurance costs for 65+ year olds (most expensive first). The cheapest state for this age group is Maine at $945/yr, while Michigan is the most expensive at $2,835/yr.

Why is car insurance cheaper for age 65+ in Vermont?

Insurance rates for 65+ year olds in Vermont are influenced by the state's at-fault (tort) system, local accident rates (7,908/yr), uninsured driver rate (6.8%), and population density. Vermont has 527,260 registered vehicles.

How can 65+ year olds save on car insurance in Vermont?

65+ year olds in Vermont can save by: comparing quotes from multiple insurers (USAA is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 65+ Rates in Other States

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