Car Insurance for Age 65+ in Maryland

Average auto insurance rates for 65+ year old drivers in Maryland (MD), including male vs female rate comparison.

Avg Annual Rate

$1,964

$152 above national avg

Male Rate

$2,020/yr

Female Rate

$1,907/yr

Cost Rank

#18

of 51 states

Male vs Female Rates — Age 65+ in Maryland

Gender	Annual	Monthly	vs Average
Male	$2,020	$168	+$56
Female	$1,907	$159	$-57
Average	$1,964	$164	—

Male drivers aged 65+ pay $113 more per year in Maryland.

All Age Groups in Maryland

Age Group	Average	Male	Female
16-19	$5,049	$5,704	$4,394
20-25	$3,366	$3,740	$2,992
26-35	$2,057	$2,150	$1,964
36-45	$1,870	$1,907	$1,833
46-55	$1,776	$1,814	$1,739
56-65	$1,720	$1,758	$1,683
65+ ←	$1,964	$2,020	$1,907

Most & Least Expensive States for Age 65+

Most Expensive

#1	Michigan	$2,835
#2	Louisiana	$2,730
#3	Florida	$2,625
#4	New York	$2,436
#5	Kentucky	$2,310
#6	Colorado	$2,205
#7	Georgia	$2,205
#8	California	$2,174
#9	Nevada	$2,174
#10	Oklahoma	$2,132

Least Expensive

#51	Maine	$945
#50	Vermont	$1,050
#49	New Hampshire	$1,102
#48	Idaho	$1,155
#47	Hawaii	$1,334
#46	Wisconsin	$1,344
#45	Ohio	$1,354
#44	North Carolina	$1,418
#43	Iowa	$1,418
#42	North Dakota	$1,428

Maryland Insurance Overview

State Avg Premium

$1,870/yr

Fault System

At-Fault (Tort)

Uninsured Rate

12.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 65+ in Maryland?

The average annual car insurance premium for 65+ year olds in Maryland is $1,964 (about $164/month). This is $152 above the national average of $1,812 for this age group.

Do males or females pay more for car insurance at age 65+ in Maryland?

In Maryland, male drivers aged 65+ pay more — $2,020/yr for males vs $1,907/yr for females, a difference of $113 per year.

How does Maryland rank for age 65+ insurance costs?

Maryland ranks #18 out of 51 states for car insurance costs for 65+ year olds (most expensive first). The cheapest state for this age group is Maine at $945/yr, while Michigan is the most expensive at $2,835/yr.

Why is car insurance more expensive for age 65+ in Maryland?

Insurance rates for 65+ year olds in Maryland are influenced by the state's at-fault (tort) system, local accident rates (75,977/yr), uninsured driver rate (12.2%), and population density. Maryland has 5,065,140 registered vehicles.

How can 65+ year olds save on car insurance in Maryland?

65+ year olds in Maryland can save by: comparing quotes from multiple insurers (GEICO is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

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Car Insurance for Age 65+ in Maryland

Average auto insurance rates for 65+ year old drivers in Maryland (MD), including male vs female rate comparison.

Avg Annual Rate

$1,964

$152 above national avg

Male Rate

$2,020/yr

Female Rate

$1,907/yr

Cost Rank

#18

of 51 states

Male vs Female Rates — Age 65+ in Maryland

Gender	Annual	Monthly	vs Average
Male	$2,020	$168	+$56
Female	$1,907	$159	$-57
Average	$1,964	$164	—

Male drivers aged 65+ pay $113 more per year in Maryland.

All Age Groups in Maryland

Age Group	Average	Male	Female
16-19	$5,049	$5,704	$4,394
20-25	$3,366	$3,740	$2,992
26-35	$2,057	$2,150	$1,964
36-45	$1,870	$1,907	$1,833
46-55	$1,776	$1,814	$1,739
56-65	$1,720	$1,758	$1,683
65+ ←	$1,964	$2,020	$1,907

Most & Least Expensive States for Age 65+

Most Expensive

#1	Michigan	$2,835
#2	Louisiana	$2,730
#3	Florida	$2,625
#4	New York	$2,436
#5	Kentucky	$2,310
#6	Colorado	$2,205
#7	Georgia	$2,205
#8	California	$2,174
#9	Nevada	$2,174
#10	Oklahoma	$2,132

Least Expensive

#51	Maine	$945
#50	Vermont	$1,050
#49	New Hampshire	$1,102
#48	Idaho	$1,155
#47	Hawaii	$1,334
#46	Wisconsin	$1,344
#45	Ohio	$1,354
#44	North Carolina	$1,418
#43	Iowa	$1,418
#42	North Dakota	$1,428

Maryland Insurance Overview

State Avg Premium

$1,870/yr

Fault System

At-Fault (Tort)

Uninsured Rate

12.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 65+ in Maryland?

The average annual car insurance premium for 65+ year olds in Maryland is $1,964 (about $164/month). This is $152 above the national average of $1,812 for this age group.

Do males or females pay more for car insurance at age 65+ in Maryland?

In Maryland, male drivers aged 65+ pay more — $2,020/yr for males vs $1,907/yr for females, a difference of $113 per year.

How does Maryland rank for age 65+ insurance costs?

Why is car insurance more expensive for age 65+ in Maryland?

How can 65+ year olds save on car insurance in Maryland?

Car Insurance for Age 65+ in Maryland

Male vs Female Rates — Age 65+ in Maryland

All Age Groups in Maryland

Most & Least Expensive States for Age 65+

Most Expensive

Least Expensive

Maryland Insurance Overview

Frequently Asked Questions

Age 65+ Rates in Other States

Car Insurance for Age 65+ in Maryland

Male vs Female Rates — Age 65+ in Maryland

All Age Groups in Maryland

Most & Least Expensive States for Age 65+

Most Expensive

Least Expensive

Maryland Insurance Overview

Frequently Asked Questions

Age 65+ Rates in Other States