Car Insurance for Age 65+ in Colorado

Average auto insurance rates for 65+ year old drivers in Colorado (CO), including male vs female rate comparison.

Avg Annual Rate

$2,205

$393 above national avg

Male Rate

$2,268/yr

Female Rate

$2,142/yr

Cost Rank

of 51 states

Male vs Female Rates — Age 65+ in Colorado

Gender	Annual	Monthly	vs Average
Male	$2,268	$189	+$63
Female	$2,142	$179	$-63
Average	$2,205	$184	—

Male drivers aged 65+ pay $126 more per year in Colorado.

All Age Groups in Colorado

Age Group	Average	Male	Female
16-19	$5,670	$6,405	$4,935
20-25	$3,780	$4,200	$3,360
26-35	$2,310	$2,415	$2,205
36-45	$2,100	$2,142	$2,058
46-55	$1,995	$2,037	$1,953
56-65	$1,932	$1,974	$1,890
65+ ←	$2,205	$2,268	$2,142

Most & Least Expensive States for Age 65+

Most Expensive

#1	Michigan	$2,835
#2	Louisiana	$2,730
#3	Florida	$2,625
#4	New York	$2,436
#5	Kentucky	$2,310
#6	Colorado	$2,205
#7	Georgia	$2,205
#8	California	$2,174
#9	Nevada	$2,174
#10	Oklahoma	$2,132

Least Expensive

#51	Maine	$945
#50	Vermont	$1,050
#49	New Hampshire	$1,102
#48	Idaho	$1,155
#47	Hawaii	$1,334
#46	Wisconsin	$1,344
#45	Ohio	$1,354
#44	North Carolina	$1,418
#43	Iowa	$1,418
#42	North Dakota	$1,428

Colorado Insurance Overview

State Avg Premium

$2,100/yr

Fault System

At-Fault (Tort)

Uninsured Rate

11.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 65+ in Colorado?

The average annual car insurance premium for 65+ year olds in Colorado is $2,205 (about $184/month). This is $393 above the national average of $1,812 for this age group.

Do males or females pay more for car insurance at age 65+ in Colorado?

In Colorado, male drivers aged 65+ pay more — $2,268/yr for males vs $2,142/yr for females, a difference of $126 per year.

How does Colorado rank for age 65+ insurance costs?

Colorado ranks #6 out of 51 states for car insurance costs for 65+ year olds (most expensive first). The cheapest state for this age group is Maine at $945/yr, while Michigan is the most expensive at $2,835/yr.

Why is car insurance more expensive for age 65+ in Colorado?

Insurance rates for 65+ year olds in Colorado are influenced by the state's at-fault (tort) system, local accident rates (71,020/yr), uninsured driver rate (11.2%), and population density. Colorado has 4,734,680 registered vehicles.

How can 65+ year olds save on car insurance in Colorado?

65+ year olds in Colorado can save by: comparing quotes from multiple insurers (GEICO is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Explore the DataPeek Network

LawyerCostPeek DivorceLawPeek EvictionLawPeek LicenseWize DMVPeek FloodRiskPeek VocabWize VocabLibre DicionarioWize WortWize KalimaWize KotobaPeek NameBlooms WagePeek NetPayPeek SalaryByCity

Car Insurance for Age 65+ in Colorado

Average auto insurance rates for 65+ year old drivers in Colorado (CO), including male vs female rate comparison.

Avg Annual Rate

$2,205

$393 above national avg

Male Rate

$2,268/yr

Female Rate

$2,142/yr

Cost Rank

of 51 states

Male vs Female Rates — Age 65+ in Colorado

Gender	Annual	Monthly	vs Average
Male	$2,268	$189	+$63
Female	$2,142	$179	$-63
Average	$2,205	$184	—

Male drivers aged 65+ pay $126 more per year in Colorado.

All Age Groups in Colorado

Age Group	Average	Male	Female
16-19	$5,670	$6,405	$4,935
20-25	$3,780	$4,200	$3,360
26-35	$2,310	$2,415	$2,205
36-45	$2,100	$2,142	$2,058
46-55	$1,995	$2,037	$1,953
56-65	$1,932	$1,974	$1,890
65+ ←	$2,205	$2,268	$2,142

Most & Least Expensive States for Age 65+

Most Expensive

#1	Michigan	$2,835
#2	Louisiana	$2,730
#3	Florida	$2,625
#4	New York	$2,436
#5	Kentucky	$2,310
#6	Colorado	$2,205
#7	Georgia	$2,205
#8	California	$2,174
#9	Nevada	$2,174
#10	Oklahoma	$2,132

Least Expensive

#51	Maine	$945
#50	Vermont	$1,050
#49	New Hampshire	$1,102
#48	Idaho	$1,155
#47	Hawaii	$1,334
#46	Wisconsin	$1,344
#45	Ohio	$1,354
#44	North Carolina	$1,418
#43	Iowa	$1,418
#42	North Dakota	$1,428

Colorado Insurance Overview

State Avg Premium

$2,100/yr

Fault System

At-Fault (Tort)

Uninsured Rate

11.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 65+ in Colorado?

The average annual car insurance premium for 65+ year olds in Colorado is $2,205 (about $184/month). This is $393 above the national average of $1,812 for this age group.

Do males or females pay more for car insurance at age 65+ in Colorado?

In Colorado, male drivers aged 65+ pay more — $2,268/yr for males vs $2,142/yr for females, a difference of $126 per year.

How does Colorado rank for age 65+ insurance costs?

Why is car insurance more expensive for age 65+ in Colorado?

How can 65+ year olds save on car insurance in Colorado?

Car Insurance for Age 65+ in Colorado

Male vs Female Rates — Age 65+ in Colorado

All Age Groups in Colorado

Most & Least Expensive States for Age 65+

Most Expensive

Least Expensive

Colorado Insurance Overview

Frequently Asked Questions

Age 65+ Rates in Other States

Car Insurance for Age 65+ in Colorado

Male vs Female Rates — Age 65+ in Colorado

All Age Groups in Colorado

Most & Least Expensive States for Age 65+

Most Expensive

Least Expensive

Colorado Insurance Overview

Frequently Asked Questions

Age 65+ Rates in Other States