Car Insurance for Age 46-55 in Utah

Average auto insurance rates for 46-55 year old drivers in Utah (UT), including male vs female rate comparison.

Avg Annual Rate

$1,530

$110 below national avg

Male Rate

$1,562/yr

Female Rate

$1,497/yr

Cost Rank

#33

of 51 states

Male vs Female Rates — Age 46-55 in Utah

Gender	Annual	Monthly	vs Average
Male	$1,562	$130	+$32
Female	$1,497	$125	$-33
Average	$1,530	$128	—

Male drivers aged 46-55 pay $65 more per year in Utah.

All Age Groups in Utah

Age Group	Average	Male	Female
16-19	$4,347	$4,910	$3,784
20-25	$2,898	$3,220	$2,576
26-35	$1,771	$1,851	$1,690
36-45	$1,610	$1,642	$1,578
46-55 ←	$1,530	$1,562	$1,497
56-65	$1,481	$1,513	$1,449
65+	$1,690	$1,739	$1,642

Most & Least Expensive States for Age 46-55

Most Expensive

#1	Michigan	$2,565
#2	Louisiana	$2,470
#3	Florida	$2,375
#4	New York	$2,204
#5	Kentucky	$2,090
#6	Colorado	$1,995
#7	Georgia	$1,995
#8	California	$1,966
#9	Nevada	$1,966
#10	Oklahoma	$1,928

Least Expensive

#51	Maine	$855
#50	Vermont	$950
#49	New Hampshire	$998
#48	Idaho	$1,045
#47	Hawaii	$1,206
#46	Wisconsin	$1,216
#45	Ohio	$1,226
#44	North Carolina	$1,282
#43	Iowa	$1,282
#42	North Dakota	$1,292

Utah Insurance Overview

State Avg Premium

$1,610/yr

Fault System

No-Fault

Uninsured Rate

8.2%

📊

CarInsurancePeek Editorial TeamInsurance Data Specialists

The CarInsurancePeek editorial team aggregates and verifies car insurance rate data from NAIC & State DOI. Every statistic is cross-referenced against official state DOI filings before publication, with quarterly re-verification cycles.

Sourced from NAIC & State DOIQuarterly reviewNo paid placements

Read our full methodology or contact us with corrections.

Frequently Asked Questions

How much does car insurance cost for age 46-55 in Utah?

The average annual car insurance premium for 46-55 year olds in Utah is $1,530 (about $128/month). This is $110 below the national average of $1,640 for this age group.

Do males or females pay more for car insurance at age 46-55 in Utah?

In Utah, male drivers aged 46-55 pay more — $1,562/yr for males vs $1,497/yr for females, a difference of $65 per year.

How does Utah rank for age 46-55 insurance costs?

Utah ranks #33 out of 51 states for car insurance costs for 46-55 year olds (most expensive first). The cheapest state for this age group is Maine at $855/yr, while Michigan is the most expensive at $2,565/yr.

Why is car insurance cheaper for age 46-55 in Utah?

Insurance rates for 46-55 year olds in Utah are influenced by the state's no-fault system, local accident rates (40,245/yr), uninsured driver rate (8.2%), and population density. Utah has 2,683,040 registered vehicles.

How can 46-55 year olds save on car insurance in Utah?

46-55 year olds in Utah can save by: comparing quotes from multiple insurers (GEICO is often the cheapest), maintaining a clean driving record, taking defensive driving courses, bundling policies, and asking about age-specific or good student discounts. Higher deductibles can also lower premiums.

Age 46-55 Rates in Other States

Michigan Louisiana Florida New York Kentucky Colorado Georgia California Nevada Oklahoma South Carolina New Jersey Texas Rhode Island Delaware Alabama Arizona Maryland Arkansas District of Columbia All Ages in Utah→

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